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Servicers aren fully informing borrowers about how to lower repayments. The CFPB over 200,000 struggling borrowers will needlessly re default over the next two years despite qualifying for a zero dollar payment under income driven plans these borrowers will rack up over $125 million in unnecessary interest charges because of lost interest subsidies they would […]

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I felt AI may support and aid decision making more more not just replace everything that humans do, mostly replace repetitive tasks that may not need human intervention and improve efficiency but will be used in areas to help people take better informed decisions. AI will be successful only if there is a strong human […]